- Senior Benefits
- Regular Checking
- NOW Checking
- Money Market Checking
- Savings Account
- Christmas Club Account
- Certificates of Deposit / IRAs
Senior Benefits
- Customers age 55 and over are eligible to receive a free $10 safe deposit box or a $10 credit towards a larger box
- No monthly service fee on a non-interest bearing regular checking account
- Free checks from our qualifying selections
Regular Checking / Business
- No minimum required to open account
- Unlimited check writing privileges
- ATM available
- Regular account requires a $750 average daily balance to avoid a service fee
- Business account requires a $1000 average daily balance to avoid a service fee
NOW Checking
- $1500 minimum deposit required to open account
- Unlimited check writing privileges
- ATM available
- $1500 average daily balance required to avoid a $5 service fee
- Interest accrued daily and paid monthly
- Please contact us for current interest rates
- Interest rate is subject to change at anytime
Money Market Checking / Business
- $2500 minimum deposit required to open account
- Limit of six pre-authorized withdrawals/transfers during your monthly statement cycle or your account will be subject to penalty
- ATM available
- $2500 average balance required to avoid a $5 service fee
- Interest accrued daily and paid monthly
- Please contact us for current interest rates
- Interest rate is subject to change at anytime
Savings Account
- No minimum deposit required to open account
- Quarterly statements, monthly if automated transactions
- Interest compounded daily and paid monthly
- Interest rate is subject to change at anytime
- Limit of six withdrawals/transfers per month or your account will be subject to a service fee
Christmas Club Account
- No minimum deposit required to open account
- Quarterly statement
- Interest compounded daily and paid monthly
- Minimum $25.00 penalty for early withdrawal or 3% of current balance
- Interest rate is subject to change at anytime
Certificates of Deposit / IRAs
Certificates of Deposit are available in maturities ranging from 3 months to 48 months. Minimum deposit requirements are $500. Interest can be compounded quarterly for a higher yield or deposited to your account with us. Interest can also be paid by check on a CD with a minimum balance of $5,000.00. Special CD promotions may be offered from time to time.
IRA's are available in 18-month terms with a minimum deposit of $500.
Interest rates paid and the annual percentage yield on CDs may vary. Additional information such as interest rates and early withdrawal penalties may be obtained by contacting the bank at
573-363-5321 or 41 State Rd W , Macks Creek, Mo. 65786.
For a complete listing of account types offered and applicable fees associated, please request a copy of our Truth in Savings brochure.
