Bank of Macks Creek Privacy Policy Notice
BECAUSE YOUR TRUST IS SO IMPORTANT
Your trust is the cornerstone of our relationship. That is why we work so diligently to safeguard your privacy. The information that you provide us is kept in the strictest confidence. We have no intentions of selling personal information about our customers to third-party businesses. We are proud to make that commitment to you, because your trust is the foundation of our business.
The following privacy policy explains how we use and protect the information about our customers. We ask that you read it carefully.
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
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WHAT DOES BANK OF MACKS CREEK DO WITH YOUR PERSONAL INFORMATION? |
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| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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| What? | The types of personal information we collect and share depend on the
product or service you have with us. This information can include: • Social Security number and income • account balances and payment history • credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice. |
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| How? | All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Bank of Macks Creek chooses to share; and whether you can limit this sharing. | |||
| Reasons we can share your personal information | Does Bank of Macks Creek share? | Can you limit this sharing? |
| For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes- to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business
purposes- information about your transactions and experiences |
No | We don't share |
| For our affiliates' everyday business
purposes- information about your creditworthiness |
No | We don't share |
| For non-affiliates to market to you | No | We don't share |
| Questions? | Call (573) 363-5321 or go to www.bankofmc.com |
| Who we are | |
| Who is providing this notice? | Bank of Macks Creek |
| What we do | |
| How does Bank of Macks Creek protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Bank of Macks Creek collect my personal information? | We collect your personal information, for example,
when you • open an account or deposit money • pay your bills or apply for a loan • use your debit card We also collect your personal information from others, such as credit bureaus or other companies |
| Why can't I limit all sharing? | Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes - information about your creditworthiness • affiliates from using your information to market to you • sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. • N/A |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. • N/A |
| Joint marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. • N/A |
| Other important information | |
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