Current Rates as of May 2, 2012.
| Checking Accounts* | Rate | APY |
| NOW Checking | .20% | .20% |
| Money Market $00.00 - $9,999.99 | .30% | .30% |
| Money Market $10,000.00 - $49,999.99 | .40% | .40% |
| Money Market $50,000.00 – UP | .45% | .45% |
| Savings Accounts* | Rate | APY |
| Statement Savings $00.00 - $9,999.99 | .20% | .20% |
| Statement Savings $10,000.00 - $49,999.99 | .30% | .30% |
| Statement Savings $50,000.00 – UP | .45% | .45% |
| Christmas Club | 1.00% | 1.01% |
| Certificates of Deposit | Rate | APY |
| 3 month term | .30% | .30% |
| 6 month term | .40% | .40% |
| 12 month term | .65% | .65% |
| 18 month term | .75% | .75% |
| 18 month IRA | .80% | .80% |
| 24 month term | .85% | .85% |
| 30 month term | 1.00% | 1.01% |
| 36 month term | 1.05% | 1.06% |
| 48 month term | 1.35% | 1.36% |
- $500.00 minimum balance required for CDs
- APY on Checking accounts based on 30 day simple interest
- APY on Savings accounts based on 1 month compound daily interest
- APY on 3 month & 6 month CD's based on $1000.00 simple interest
- APY on CDs & IRAs with a term of 12 months & above based on daily compound interest
- Fee’s may reduce earnings
- A penalty may be imposed for early withdrawal of Certificates of Deposit
- * Annual Percentage Yield is subject to change
